Terms And Conditions

Terms and Conditions – InvestOnly.in

Effective Date: July 17, 2025

Welcome to InvestOnly.in. These Terms and Conditions (“Terms”) govern your use of our website. By accessing or using this website, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use this website.

Please read these Terms carefully before using our site.

1. Acceptance of Terms

By visiting, using, or interacting with InvestOnly.in, you agree to these Terms and our Privacy Policy. These Terms apply to all users, including readers, subscribers, commenters, and contributors.

If you are using this website on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to these Terms.

2. About InvestOnly.in

InvestOnly.in is an independent finance-focused blog and information portal providing:

• Finance and stock market news
• Investment tips and insights
• Trending news updates
• Financial calculators and tools
• Educational articles related to financial planning

We are not registered financial advisors, brokers, or analysts. All content on this site is for informational purposes only.

3. User Responsibilities

When using InvestOnly.in, you agree:

• Not to post or submit false, misleading, harmful, defamatory, or illegal content.
• Not to copy, modify, or republish content without permission.
• Not to interfere with the site’s security or operation.
• Not to use bots, crawlers, or scraping tools to extract data from the site.
• To respect the intellectual property rights of the site and third parties.

4. Intellectual Property

All content on this website—including articles, images, calculators, code, design, graphics, and logos—is the intellectual property of InvestOnly.in unless stated otherwise.

You may:

• Share links to our articles on social media or other platforms (with credit)
• Use our tools for personal use

You may not:

• Reproduce, republish, or redistribute content without our written permission
• Use our tools or code for commercial purposes

We take copyright infringement seriously and reserve the right to pursue legal action.

5. Financial Disclaimer

InvestOnly.in is not a SEBI-registered advisor or financial institution.

All content on this website is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. While we aim to provide accurate and updated information, we do not guarantee its completeness, reliability, or suitability for any specific purpose.

Before making any investment or financial decisions, users are advised to consult with certified financial advisors or institutions.

We are not liable for any financial losses, damages, or risks arising from actions taken based on information from this website.

6. Tools & Calculators

We offer tools like:

• SIP Calculator
• Gold Investment Calculator
• EMI Calculator
• Income Tax Slab Checker

These tools are intended for educational and estimation purposes only. The results may not reflect real-world values due to market changes or data approximations. We do not store any user data entered into our tools.

Use of these tools is at your own risk.

7. Comment Policy

We encourage open and respectful discussions in comments. However, we reserve the right to:

• Moderate, edit, or delete any comment that we find inappropriate, promotional, offensive, or spammy.
• Ban users who repeatedly violate our comment policy.

We are not responsible for content posted by users in comments.

8. Third-Party Links and Ads

Our website may contain links to external websites and display advertisements (including Google AdSense). These are provided for informational and monetization purposes only.

We are not responsible for:

• The content, policies, or practices of any third-party websites
• Any loss or damage caused by visiting or interacting with such third-party content

We recommend reading the privacy and terms of any third-party websites you visit.

9. Google AdSense and Affiliate Disclosure

InvestOnly.in displays ads using Google AdSense and may include affiliate links to financial products or services.

This means:

• We may earn commissions when you click or make purchases via these links.
• These ads and links do not affect our editorial content or opinions.
• We comply with Google AdSense policies and Indian digital advertising regulations.

Your interactions with any affiliate or ad are subject to the respective third party’s terms.

10. Termination of Access

We reserve the right to terminate or suspend access to all or part of our website, without notice or liability, if:

• You violate these Terms
• We suspect any fraudulent or harmful activity
• The website undergoes maintenance, legal issue, or discontinuation

11. Indemnification

You agree to indemnify and hold harmless InvestOnly.in, its owner (Sushil Verma), affiliates, writers, and partners from any claims, losses, liabilities, or expenses (including legal fees) arising from:

• Your use of the site
• Your violation of these Terms
• Your violation of any rights of a third party

12. Limitation of Liability

To the maximum extent permitted by law, InvestOnly.in shall not be liable for any indirect, incidental, consequential, or special damages, including loss of profits, revenue, data, or use, resulting from:

• Use or inability to use the website
• Errors, omissions, or inaccuracies in content
• Third-party links, ads, or services
• Bugs, downtime, or technical issues

13. Changes to These Terms

We reserve the right to modify or update these Terms at any time. Any changes will be posted on this page with an updated “Effective Date.” Your continued use of the website after such changes signifies your acceptance of the new Terms.

It is your responsibility to check these Terms periodically for updates.

14. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of India, specifically under the Information Technology Act, 2000, and other applicable laws.

Any disputes arising from these Terms shall be subject to the jurisdiction of the courts in [Your City or State, e.g., Jaipur, Rajasthan], India.

15. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact:

📧 Email: sushilverma83066@gmail.com